An expensive new undertaking that is zealously advocated by some might be deemed a reckless endeavor to others. But the excitable visionaries and the fastidious bean counters may both have a valuable contribution to make, and they might even learn from each other as the congregation collectively and prayerfully considers how best to respond to emerging ministry opportunities and challenges.

Does exercising faith mean being unconcerned about financial risks while affirming, simply and fervently, that "the Lord will provide"? Such an attitude might reflect more presumption than faith. For God, being God, can certainly choose to orchestrate an outcome that is different from what we aim to achieve. "Many are the plans in the mind of a man, but it is the purpose of the LORD that will stand" (Proverbs 19:21 ESV).

When Jesus counseled his hearers concerning what they would be getting into were they to become his disciples (Luke 14:28-32), he did not simply say, "Don't worry. Just trust the Spirit." Rather, he used relatable illustrations of a builder who wants to construct a tower and a warrior king who is facing an enemy. Jesus did not suggest that the faith of the builder or the king would be weak if they felt the need to take stock of their resources. To the contrary, he upheld their assessments as exemplary.